# Sooner Notary Bond

> Oklahoma notary surety bond for $30, with $10,000 of Errors and Omissions (E&O) coverage included at no extra cost. American Surety Company (A-rated) underwrites the 4-year, $10,000 bond Oklahoma has required since January 1, 2026 (Senate Bill 1028 raised it from $1,000). In Oklahoma the commission comes first: apply to the Secretary of State ($50), pass the OSBI background check ($50), then buy the bond, take your oaths before a current notary, and file the bond with the Secretary of State ($25) within 60 days of the commission issue date.

Sooner Notary Bond is a service of Stockton-Hill Insurance LLC, a licensed insurance agency. Customers can also get free, no-obligation reviews of auto, home, life, and business insurance from licensed agents.

## Key facts

- Price: $30 for the 4-year, $10,000 Oklahoma notary bond
- $10,000 Errors and Omissions (E&O) coverage included at no extra cost
- Higher E&O at checkout: $15,000 for $60, $20,000 for $80, $35,000 for $105, $60,000 for $130 ($60,000 is the highest limit offered with the bond)
- Standalone E&O for notaries who already have a bond: $5,000 for $30, $10,000 for $50, $25,000 for $75, $50,000 for $100
- Oklahoma raised the required notary bond from $1,000 to $10,000 effective January 1, 2026 (SB 1028); the application fee is now $50, renewal $45, bond filing $25, and every applicant completes an OSBI background check
- Order of steps: apply first, then background check, then bond, oath, and bond filing within 60 days of the commission issue date
- All-in cost of a new Oklahoma commission: $155 ($30 bond + $50 application + $50 background check + $25 bond filing) plus a seal
- Oklahoma does not require a notary journal; one is recommended
- Underwriter: American Surety Company, A-rated, a subsidiary of Core Specialty Insurance Holdings

## Common questions about Oklahoma notary bonds

### Do I buy the bond before or after I apply?
After. is one of the few states where the commission comes first. Apply, complete the background check, and wait for your commission to arrive in the mail. Then buy the bond, take your oath, and file the bond within days of the issue date.

### What happens at the oath visit?
You bring your bond form and your seal to any current notary. They administer the loyalty oath and the oath of office, watch you sign and stamp the form, and complete the notarizations the form requires. The notary may charge up to per notarial act; many charge less or nothing.

### What happens if I miss the -day window?
Your commission isn't effective until the bond is filed, and the state doesn't accept a late bond against that commission. In practice that means starting over with a new application and fee. Put the deadline on your calendar the day your commission arrives.

### Do I need a journal?
doesn't require one, but it's the single best protection you have if a notarization is ever questioned. Most notaries keep one.

### Do you file anything with the state for me?
No. You file your application and your bond with the Secretary of State yourself. What we do: issue your bond with E&O included, email your documents, and walk you through each step.

### Didn't only require a bond?
It did, until . Senate Bill 1028 raised the required bond to for every application filed on or after that date, raised the application fee to, the renewal fee to, and the bond filing fee to, and added a background check for everyone. A lot of websites still show the old number. Our bond is written for the new amount.

### Why does E&O matter if I already need a bond?
The bond protects the public, not you. If a notarization mistake leads to a claim, the surety pays and then collects that amount back from you. E&O is the coverage that protects you, and your package includes of it.

### What does becoming an notary cost?
to us for the bond with E&O included, to the Secretary of State to apply, for the OSBI background check, and to file your bond: before your seal and the notary who administers your oath (capped at per notarial act).

### Can I buy more than of E&O?
Yes. Every bond includes of E&O, and you can raise that limit during checkout. Each total below replaces the base price rather than adding to it: . is the highest limit offered with the bond. Every option covers the same, bond. Which limit fits depends on the documents you notarize and the risk you carry, so the choice is yours. We publish the prices, we don't pick the number for you.

### I already have a bond. Can I buy E&O on its own?
Yes. If your bond came from somewhere else, you can add Errors & Omissions coverage on its own through American Surety Company: . E&O does not get filed with the Secretary of State, so there is nothing else to do after you buy. Get E&O only

### Do you file the bond with the state for me?
No. In you file your own bond with the Secretary of State, online or by mail, within days of your commission's issue date. What we do: issue the bond with E&O included, email your documents, and walk you through exactly what to file and when.

### How long is an commission, and how do I renew?
years. The state won't accept a renewal earlier than weeks before your expiration date. A renewal costs, includes a new background check, and needs a new -year bond. We'll have the bond ready when you are.

### Am I eligible to become an notary?
You must be at least 18, able to read and write English, a legal resident of or employed within, and have no felony convictions.

### What has to be on my seal?
“State of,” “Notary Public,” and your name exactly as it appears on your commission. It may also include your commission number and expiration date. It can be a metal embosser or a rubber stamp with an ink pad. Order it after your commission arrives, and bring it to your oath visit.

### Can I do remote online notarizations?
Yes, once you're commissioned. A current notary can request remote online notarization authority through the Secretary of State's website for a filing fee.

## Pages

- [Home, pricing, and step-by-step process](https://soonernotarybond.com/)
- [Oklahoma notary guides](https://soonernotarybond.com/guides)
- [How to get an Oklahoma notary bond](https://soonernotarybond.com/how-to-get-an-oklahoma-notary-bond)
- [Oklahoma notary renewal](https://soonernotarybond.com/oklahoma-notary-renewal)
- [Filing your Oklahoma notary bond: the 60-day rule](https://soonernotarybond.com/oklahoma-notary-bond-filing-60-days)
- [Oklahoma notary bond vs E&O insurance](https://soonernotarybond.com/oklahoma-notary-bond-vs-eo-insurance)
- [Oklahoma notary bonds for employers and teams](https://soonernotarybond.com/oklahoma-notary-bonds-for-employers)
- [Terms of service](https://soonernotarybond.com/terms)
- [Privacy policy](https://soonernotarybond.com/privacy)

## Contact

- Email: service@soonernotarybond.com
- Phone: (512) 806-0045
- Chat: Boomer, the AI assistant on soonernotarybond.com, answers questions 24/7