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Oklahoma Notary Bond vs E&O Insurance

Oklahoma requires the $10,000 bond. E&O is not required. They sound alike, but they protect different people, and only one of them protects you.

Updated October 31, 2026

The bond protects the public

Every Oklahoma notary needs a $10,000 surety bond for the 4-year commission. The bond protects the public, not you. If a notarization mistake leads to a claim, the surety pays and then collects that amount back from you.

The bond is filed with the Secretary of State. Our 60-day filing guide covers how.

E&O protects you

Errors and Omissions (E&O) is the coverage that protects you if a notarization mistake leads to a claim. Oklahoma does not require it.

Every Sooner Notary Bond bond includes $10,000 of E&O at no additional cost, in the $30 price. E&O is not filed with the Secretary of State. Keep the policy for your records.

Side by side

Notary bondE&O insurance
Who it protectsThe publicYou, the notary
Required in OklahomaYesNo
Amount$10,000$10,000 included with Sooner Notary Bond, up to $60,000 at checkout
If a claim is paidThe surety pays, then collects that amount back from youYour E&O coverage responds, up to its limit
Filed with the Secretary of StateYesNo
Term4 years, matching your commissionSet by the policy

Higher E&O limits at checkout

Every bond includes $10,000 of E&O, and you can raise that limit during checkout. Each total below replaces the $30 base price rather than adding to it. $60,000 is the highest limit offered with the bond. Every option covers the same 4 years, $10,000 bond.

E&O limitTotal for bond and E&O
$10,000 (included)$30
$15,000$60
$20,000$80
$35,000$105
$60,000$130

Which limit fits depends on the documents you notarize and the risk you carry, so the choice is yours. We publish the prices, we don't pick the number for you.

Already have a bond? E&O on its own

If your bond came from somewhere else, you can add Errors & Omissions coverage on its own through American Surety Company. E&O does not get filed with the Secretary of State, so there is nothing else to do after you buy. Get E&O only.

E&O limit, no bondPrice
$5,000$30
$10,000$50
$25,000$75
$50,000$100

Oklahoma notary bond. $30.

Commission in hand? Then the bond is your next step: the $10,000 bond with $10,000 of E&O included. Your documents are emailed after purchase.

Get My Bond

Haven't applied yet? Start with the state, and come back when your commission arrives.

See the full Oklahoma notary bond price breakdown and step-by-step process.

Common questions

Is E&O insurance required for Oklahoma notaries?

No. Oklahoma requires the $10,000 notary bond. E&O is not required, and every Sooner Notary Bond bond includes $10,000 of E&O at no additional cost.

Is the $10,000 of E&O really included in the $30 price?

Yes. The $30 Sooner Notary Bond package is the $10,000 bond plus $10,000 of E&O, at no additional cost.

Can I buy more than $10,000 of E&O with my Oklahoma bond?

Yes. You can raise the limit during checkout, and each total replaces the $30 base price rather than adding to it: $15,000 of E&O is $60, $20,000 of E&O is $80, $35,000 of E&O is $105, $60,000 of E&O is $130. $60,000 is the highest limit offered with the bond.

I already have a bond. Can I buy E&O on its own?

Yes, through American Surety Company: $5,000 of E&O is $30, $10,000 is $50, $25,000 is $75, $50,000 is $100. E&O is not filed with the Secretary of State.

Who underwrites the Sooner Notary Bond bond?

American Surety Company, an A-rated carrier licensed in all 50 states and the District of Columbia.

Sources: Oklahoma Secretary of State, notary filing · Apply for a notary commission · Oklahoma Notary Public Guide (PDF) · Oklahoma State Bureau of Investigation (OSBI)